Buying
Stamp duty
All 8 states & territories, with first home buyer concessions applied.
Open calculator
Australian property maths, without the spin.
19 calculators live today. Built for first home buyers, investors, owner-occupiers and accountants alike.
Owning
Mortgage repayment
Weekly, fortnightly or monthly — with extra repayments factored in.
Open calculator
Investing · 2027
Negative gearing — old vs new
Side-by-side modelling of the 2026–27 budget changes.
Open calculator
Investing · 2027
CGT — 50% discount vs indexation
Which method works better for your scenario?
Open calculator
Investing
Rental yield
Gross & net yield, benchmarked against capital city averages.
Open calculator
Buying
Borrowing power
How much a bank would actually lend you, with LMI flagging.
Open calculator
Buying
LMI premium
Estimate the one-off Lenders Mortgage Insurance hit by LVR band.
Open calculator
Buying
First Home Owner Grant
Eligibility and grant amount by state and property type.
Open calculator
Buying
Upfront cash to settle
Stamp duty + conveyancing + LMI + inspections + moving, summed.
Open calculator
Owning
Offset account savings
How an offset balance shrinks total interest and time-to-payoff.
Open calculator
Owning
Fixed vs variable
Two rate scenarios modelled side-by-side over a chosen term.
Open calculator
Owning
Refinance break-even
Months to recoup switching costs at a lower rate.
Open calculator
Investing
Investment cash flow
Annual + monthly cash position, pre- and post-tax, with depreciation.
Open calculator
Investing
Depreciation estimator
Div 40 + Div 43 deductions per year by construction age and price.
Open calculator
Investing
Property comparison
Two investment properties side-by-side: yield, cash flow, tax position.
Open calculator
Investing · 2027
Portfolio scenario modeller
Mix of grandfathered + new builds under combined old / new tax rules.
Open calculator
Owning
Rate change impact
What ±0.25%–±1% does to your repayment and cash flow.
Open calculator
Selling
Agent fee comparison
Side-by-side: flat fee, percentage and tiered commissions on a sale.
Open calculator
Selling
Sell vs hold
Cash out now and invest, or hold and bank capital growth — break-even year.
Open calculator