CalculatorsSellingAgent fee comparison

Agent fees, quote by quote.

Side-by-side the three structures agents actually use — percentage, flat fee and tiered — including the marketing budget that’s often quoted separately.

$
Use the agent’s indicative range mid-point, or your own target. The fee structure that wins at $850k might lose at $1.2m — tiered agents win on premium prices, flat-fee wins at the top.
1
$931,750
%
$
$14,250
2
$923,100
%
$
$20,900
3
$923,300
$
%
%
$
1.80% on first $900,000 + 3.00% on the remaining $50,000 = $17,700 commission.
Best net proceeds · Discount agent
$8,650 more than the worst quote
$931,750
Total cost
$18,250
Effective rate
1.92%
Marketing inc.
$4,000
Side-by-side
AgentTotal costEffective rateNet proceeds
Discount agent · best$18,2501.92%$931,750
Local independent$26,9002.83%$923,100
Premium / tiered$26,7002.81%$923,300
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Most agency quotes include GST. If yours is ex-GST, gross it up by 10% before keying. The big variable in real life is auction vs private treaty — the right agent for one isn’t always the right agent for the other.
Current market rates

22 variable rates matching this loan shape

From 10 Australian lendersvia the ACCC’s open banking feed.

Rate type
Loan purpose
Repayment
  • Westpac
    Flexi First Option Home Loan - Veterans
    RedrawExtras
    3.25%
    Comparison rate n/a
  • Westpac
    Sustainable Upgrades Home Loan
    Extras
    4.49%
    4.49% comparison
  • Up
    Up Home Loan
    ExtrasOffsetRedraw
    5.95%
    5.95% comparison
  • ING
    Mortgage Simplifier
    Redraw
    5.99%
    6.02% comparison
  • CommBank
    Digi Home Loan (Owner Occupied)
    ExtrasRedrawOffset
    6.09%
    6.22% comparison
  • NAB
    NAB Defence Force Home Loan
    OffsetRedrawExtras
    6.09%
    6.18% comparison